Steps to Closing

• Pre-Approval with Mortgage Lender
• View Homes
• Home under Contract
  • Buyer must provide earnest money funds at the time of the contract
• Meet with lender, make loan application (Pre-approval is not application)
• Inspections –
  • Either a whole house inspection or systems only.

You will need to pay for this at the time of service.

($100-$300)

• Determine if you want a survey
• Negotiate repairs
• Appraisals
• Secure Homeowners Insurance
• Transfer utilities into your name for closing day
• Wire funds to closing attorney in time for closing
• Go over closing statements
• Final Walk through / re-inspection
• At closing you will need a Drivers License